TRADITIONAL LIFE INSURANCE
Typically, life insurance is chosen based on the needs and goals of the owner. Term life insurance generally provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free
PREMIUM FINANCED LIFE INSURANCE
Enables you to pay for significantly more coverage, and put your premium dollars to better use, by using lender money to cover the cost of insurance. Instead of paying high annual premiums, you only pay a portion of the interest on a loan.
INFINITE BANKING
By utilizing strategically planned dividend paying whole life insurance plans, we are able to establish massive wealth accumulation for our clients. With these plans, loans are taken from the cash value in order to buy other assets. The loan is paid back to the client rather than a bank, all the while their cash value continues to compound.
LIFE SETTLEMENTS
A cash settlement paid to an insurance policy holder in exchange for ownership/beneficiary rights to the policy. This is a non-market correlated asset that is seeing monumental growth. Investing in life settlements can be ideal for IRAs, SEPs, and 401(k)s.